If you don't have health care for 2020, you may still have a few more days to sign up through the federal government. Open enrollment ends on Dec. 15. 

The Affordable Care Act is for individuals who do not have affordable coverage in their workplace, explained Kathleen Sebelius, former U.S. Secretary of Health and Human Services.

"This is comprehensive coverage from a health insurer who cannot discriminate against anyone based on a pre-existing health condition," she said.

Based on household income, Alaskans may be eligible for a tax credit to offset the cost of care. Those enrolling can select a plan based on their estimated income next year, and apply the credit from 2019 earnings to reduce monthly premiums. 

"If there is a change [in household income] over the course of the year, you can update your information, update those situations or when taxes are due the following year, it can be adjusted," said Sebelius. 

Sebelius notes that the Affordable Care Act requires all plans offered on the federal exchange be comprehensive — meaning they must cover mental health services, prescription drug plans, hospital stays and ambulance rides to the hospital, as well as X-rays and women's health care. 

"But they have to act by midnight on Sunday" Sebelius stressed. "On Dec. 15 at midnight, open enrollment is over for an entire year, they'd have to wait a year to take advantage of this kind of comprehensive health insurance."

For more information, or to enroll in a plan, visit healthcare.gov or call 1-800-318-2596 to speak with a customer service representative 24/7. 

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