The Federal Emergency Management Agency has opened its third and final Anchorage recovery center following the region's Nov. 30 earthquake.

The latest center for help recovering after the 7.0 temblor, at the University Center mall in Midtown, joins two others in town.

"I think that right now, we're pretty well covered by three, Eagle River, Spenard, University Center, Midtown," said FEMA spokesman Jack Heesch.

FEMA has so far paid out $2.2 million on 843 claims. The latest numbers from the state Division of Homeland Security and Emergency Management show just over 3,130 people have applied for help from FEMA, while more than 13,696 have sought state assistance.

As at the other centers, FEMA has been joined by officials from the Small Business Administration.

"We have approved 58 loans thus far, for over $4 million to victims of the earthquake," said SBA spokesman Kevin Wynne.

During disasters the SBA extends loans at low interest rates, often 2 percent, to homeowners and renters.

"For homeowners and renters, up to $40,000 for their personal property, including automobiles," Wynne said. "For small businesses of any size we offer loans up to $2 million, at a 4 percent rate, terms up to 30 years."

Homeowners and renters can receive 2 percent loans, also payable over 30 years, and there's another bonus.

"The great thing about these loans is they get a five-month deferral on these loans," Wynne said.

Wasilla and Eagle River also have recovery centers, while a temporary facility set up at Nikiski's North Peninsula Recreation Center will remain open until March 2.

Applications are also being taken online at www.ready.alaska.gov for state programs and www.disasterassistance.gov for FEMA. The state's assistance hotline is 1-855-445-7131, while FEMA's registration number is 800-621-3362.

The state deadline to apply for help is February 28, while April 1 is the last day you can apply to FEMA.

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